If you're only just now tuning into this series on simple methods to teach kids about money, you've missed a lot. Check out part 1 to understand the methodology, then parts 2 and 3 to teach your kids to make a budget.

But if your kids won't sit still for that, have a look at part 4 to get in on the sneaky ways to teach them about money. However, there are a few things you probably shouldn't do in the interest of teaching your kids to be responsible with money.

One of my pet peeve toys is the shopping cart, register, fake money, and groceries set. I call it the “consumerist indoctrination” set, and it should be avoided at all costs.

If your kids have what I call the “consumerist indoctrination” set – throw it away. Don't even bother giving it to charity because no child should ever play with that colorful masterpiece of brainwashing hell.

All you're teaching your kids is to spend their money on anything and everything they ever wanted, among other subliminal lessons that can't be communicated in plain English. Simply put, it is the perfect way to set them up for poverty.

Here's a secret. There is only one difference between the rich and the poor. Walk into a trailer and then a mansion back to back and that one difference will be readily apparent. The poor buy “stuff,” but the rich only buy “things which serve a purpose.” Think on that for a while.

That being said, feel free to write to me at mayobrains@gmail.com with any problems you're having with teaching your kids about money, and I'll be more than happy to answer personally and make it a topic in the next part of this series.

You can find out more about Patricia Mayo and her other projects at Mayobrains.com or ComHacker.org.